When you get a car, there are some specific things that you are going to need to do. One thing you may have to do depending on where you live is to have a smog check done. In these areas, you may have to show proof of your car passing the smog check in order to register it. If it doesn’t pass, you need to have the issue fixed. You also need to make sure you have insurance before you start driving the car. Read More»
Flood risk, location of the property, and the age and design of your property are among the primary factors that go into determining your flood insurance premiums. Fortunately, there is quite a bit you can do to ensure you pay a little less. Read on to find out.
Lower Your Property’s Flood Risk
There are several ways you can mitigate your property’s flood risk. First, elevating your home will significantly reduce your flood risk, and by extension, your flood risk insurance premiums. Read More»
When a water disaster strikes your home or business, you must act quickly to repair and restore it. Part of this restoration and repair process, however, involves making and collecting on claims that you make against an insurer.
To ensure that you get all of the money to which you are entitled, you need to document and evaluate the extent of the damages to your property. You can get help with that process by hiring an objective and professional water damage insurance adjuster to inspect the devastation for you. Read More»
The insurance industry has innovated different products over the last few years. Most of the innovations target improved value for money for insurance clients. One of these products is pay-by-mile coverage, which is different from motorcycle insurance. Below is an overview of this innovative coverage.
How It Works
With pay-by-mile insurance, the insurance company sets your rates depending on the number of miles you ride. A popular setup requires you to upload a picture of your odometer at the end of every month. Read More»
If you are a car owner, car insurance is vital. It helps in protecting you from liability and total loss if you get involved in a road accident. However, some car owners find it challenging to pay for insurance. This is because insurance rates are increasing yearly due to the significant rise in road accidents. As a result, most people are seeking ways of reducing insurance expenditure.
Here are four tips to help you reduce car insurance costs. Read More»