The right insurance coverage is integral to your business’s success. Business owner’s policy, BOP, is a common policy for small businesses. Before you purchase BOP coverage, however, you need to know how insurance companies evaluate businesses for insurance purposes. Below are the top factors insurance companies consider.
Properties
Property insurance protects you from the loss or damage of the physical properties that your businesses use. It includes the properties you own or lease. Read More»
Preparing to buy your first car? It is an exciting time because you can take yourself to different places instead of having other people drive you around. If you are trying to figure out if you should or should not get auto insurance, know that it is a necessity. You need to have coverage before you start driving your new vehicle.
It Is Required
Having car insurance is a requirement for all drivers. Read More»
Owning a home is a great part of life that requires a lot of responsibilities, and one of the responsibilities you have as a homeowner is to purchase home insurance on the property. When you purchase a policy, you should understand what it covers and what it does not cover, and when it comes to storm damage, your policy is likely to cover certain things and exclude certain things.
Storm damage that is typically covered with home insurance Read More»
When you own your home, you will have the ability to change it in whatever way you see fit. By getting a remodel, you will be able to change so many aspects of your home, upgrade to new fixtures, and improve your property values at the same time. By taking the time to handle your renovations in a way that works, you will also need to handle matters like switching up your homeowner’s insurance plan. Read More»
If you run an auto repair shop, you probably come in contact with other people’s vehicles on a daily basis. You could be concerned that one of these vehicles will be damaged at one point, which could leave you with unhappy customers and an expensive repair bill that your shop might be held responsible for. Accidents can and do happen, but if you follow these tips, you can help protect the vehicles that belong to your auto shop customers and protect your business at the same time. Read More»
If you are aged 65 or older and are currently receiving Medicare, which is a government funded medical insurance plan, you probably are aware of the difficulties in getting all of your medical needs covered. Medicare is simply basic coverage, which means if you visit the doctor and have prescriptions that need to be routinely filled or if you are hospitalized, you will be required to pay a co-payment or perhaps even the full amount for prescriptions. Read More»
If you let your friend and they were in an accident that resulted in damage to your car, the steps you take will be different than if it was you driving. Below is more information about this so you can get your car repaired and back to normal again.
Your Friend’s Insurance Company
If your friend has car insurance, their insurance company should pay for all damages to your car. If you have deductibles set, however, you will have to pay these out of pocket before your car will be repaired. Read More»
If you are over the age of 65 and not working, it is likely that you are enrolled in Medicare insurance. Medicare is a wonderful way to manage your health insurance needs, though it does have some drawbacks. One thing that may annoy you as a beneficiary is the fact that Medicare and its components send out a lot of mail.
Medicare has several different types of mailers. Some flyers may be promotional material to remind people about open enrollment or general Medicare deadlines. Read More»
The sheer number of bills that many people have to pay on a monthly basis can make it difficult to keep above water. Mortgage or rent, food, lights, and other utilities combined with the occasional fun outing can be very expensive, not to mention protecting the financial assets you do have by keeping continuous insurance coverage on your car. Although many of your other bills are somewhat set in stone and you can’t do too much about their rate, find out how you can get your automobile insurance premium down to a more manageable level. Read More»
One factor that some people fail to consider when buying used cars is the cost of insuring the vehicles. Car insurance is one of those expenses that you know will be there for as long as you’re driving. Therefore, it’s an expense you’ll want to keep at a minimum.
Unfortunately, the idea of used cars doesn’t always go hand in hand with low premiums. Used cars are much less reliable, and some could hide serious faults. Read More»
