If you own a registered car, it is important for you to keep your insurance coverage current. Having a lapse in your insurance coverage can result in negative consequences. There are steps you can take to ensure you don’t have a lapse in coverage. Here’s a look at what to do.
Pay Your Bills on Time
First, you need to make sure that you pay your bills on time. By paying your bill on time, you should not lose your coverage. Read More»
When you call an insurance company for an auto insurance quote, the agent will not give you a quote until you answer a series of questions. These questions tell the agent your risk level and other details about you, and the answers help the agent calculate the costs of your policy. One question you can expect the agent to ask is the amount you would like for your deductible. The amount you pick will affect your policy and budget. Read More»
Few disasters can leave your life upside down as quickly as a flood. In many cases, a flood damage insurance claims adjuster will show up to assess the situation. Regardless of your role, you’ll likely benefit from understanding who an adjuster is and what they will do.
Who Is the Adjuster?
Most adjusters are independent parties who’ve been contracted to provide assessments of claims. Some insurance companies pay for in-house adjusters, but many prefer to pay for services from third parties. Read More»
The basis of a life insurance policy is that it provides money to your loved ones in the event of your death. However, that is not all that a life insurance policy can do for you. With riders you add to your life insurance policy, your policy can provide you with additional benefits.
Rider #1: Accelerated Death Rider
The accelerated death rider is a popular one to add to your life insurance policy. Read More»
The right insurance coverage is integral to your business’s success. Business owner’s policy, BOP, is a common policy for small businesses. Before you purchase BOP coverage, however, you need to know how insurance companies evaluate businesses for insurance purposes. Below are the top factors insurance companies consider.
Property insurance protects you from the loss or damage of the physical properties that your businesses use. It includes the properties you own or lease. Read More»