Rental Protections: What Renter's Insurance Is All About

A Guide On Home Insurance

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Owning a home is a lifetime achievement. A home provides you with the decency and privacy of shelter or rental incomes. However, there is always the risk of property loss through accidents, theft, and natural calamities. Luckily, house owners can reduce risk vulnerability through home insurance policies. Below are critical highlights about home insurance.  What Is Home Insurance?  A home insurance or homeowners’ insurance is a property policy coverage. The home insurance protects house owners from losses and damage that occur at a home residence. Read More»

Will Insurance Cover a Roof Leak?

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A leak in your roof can be expensive to repair. By the time the roof is leaking, there is damage done to the outer layer of the roof, as well as inner layers of the roof such as the sheathing and decking. In addition to this all needing to be repaired or replaced, you also have to repair or replace anything that was damaged when water fell through your home, including insulation in your wall, and drywall on the walls or ceilings. Read More»

Running A Home-Based Business: Is Your Homeowner's Insurance Enough?

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Home-based businesses are often the perfect solution for individuals who wish to be their own boss but simply are unable to, or uninterested in taking on the large overhead costs that are traditionally associated with owning your own business. Unfortunately, many home-based business owners make the mistake of simply assuming their standard homeowner’s insurance policy is enough to cover both their home and their business. This is not always the case. Read More»

5 Ways Seniors Can Get Cheaper Auto Insurance

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If you are a senior citizen, you may be on a fixed income and unable to afford as many expenses now. One way to cut costs is to examine your auto insurance policy. You may be eligible for more discounts than you realize. Here are a few ways you can get cheaper auto insurance as a senior citizen. Purchase Safety Devices If you are on a fixed income, the idea of spending money on safety devices for your car may seem unrealistic. Read More»

Buying Your First Vehicle? Tips To Help You Save On Car Insurance

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Purchasing your very first automobile is one of those life events that tend to stick with you. If you were to ask friends or acquaintances to recall the make and model of their first car, it’s highly likely they would be able to tell you without blinking an eye. The feelings of freedom you get from knowing you are now independently mobile and able to travel wherever you would like are second to none. Read More»