When something catastrophic happens that results in property damage, it may feel confusing to determine the steps needed to properly file an insurance claim. Many policyholders find the process to be complicated and overwhelming, especially when it comes to getting the maximum settlement. Fortunately, a public insurance adjuster can help. Unlike an adjuster who works directly for the insurance company, a public adjuster is responsible for working with and advocating for policyholders. Read More»
Life insurance is not a buy-it-and-forget-it type of purchase. Some individuals buy policies and do not realize that they need to routinely review their policies. This is not only to get additional coverage. Individuals who buy their first policies when they are young and single may not realize that changes in their life require reviewing their policies. The following points identify a few reasons to review them.
Policyholders need to routinely check their policies for beneficiary accuracy. Read More»
As an employer, you have a legal and moral obligation to provide a safe and healthy work environment for your employees. Despite your best efforts to minimize workplace accidents, injuries and illnesses can still occur. In such cases, workers’ compensation insurance provides crucial financial protection for both employees and employers.
What Is Workers’ Compensation Insurance?
Workers’ compensation insurance is a type of insurance that provides benefits to employees who are injured or become ill as a result of their job duties. Read More»
Owning a vehicle has numerous advantages, including making life easier for you and your family. However, there are many hazards associated with driving. For instance, breaking traffic rules comes with hefty fines. Additionally, you may incur huge financial losses if involved in a collision. Liability can also arise if you cause damage and injuries to other road users due to negligent behavior. That said, having insurance coverage can mitigate the consequences the crash may cause. Read More»
There’s no question that any business requires insurance to protect itself against legal liability. State laws also typically mandate commercial insurance, although specific requirements vary by state and industry. However, even without state regulations requiring your business to carry insurance, it’s rarely wise to go without it.
Still, liability insurance can often be a confusing space for new business owners. Which types of insurance do you need? How do they differ? Read More»