When you are shopping for auto insurance coverage, it’s essential to distinguish facts from misconceptions. Auto insurance myths usually result from common knowledge assumptions, and the myths can cause a lot of confusion.
Here are the common auto insurance myths debunked.
Myth: Red Vehicles Are More Expensive to Insure
There is a notion that red and bright-colored vehicles are more expensive to insure. However, this is a misconception, as color does not affect auto insurance premiums. Read More»
If you’re purchasing your first vehicle or moving out of your parent’s insurance, you probably have questions about getting car insurance. First, auto insurance has a financial side that involves selecting the best coverage and deductible that suits your pocket. Additionally, you must understand what the cover will do for you to reap maximum benefits from it. To help you in the selection process, take a look at the following guiding tips. Read More»
If you own a business, you want to do everything in your power to protect your investment against all types of emergencies, including natural disasters. That’s where the right plan comes into play. If you haven’t implemented a natural disaster plan for your business, now’s the time to get started on that. Regardless of where your business is located, there are natural disasters that can destroy your livelihood. If you’re not sure how to get started, read the list provided below. Read More»
While an Original Medicare plan should provide you with decent coverage, there will likely still be a “co-insurance” amount or deductible that you may be expected to pay to your healthcare provider even if Medicare is paying for most of your bill. Today, it’s possible to get coverage for this “gap’ in Original Medicare by enrolling in a Medicare supplement plan. Here’s a little more information about how these plans work and what you might want to know before enrolling in one. Read More»
When you get a car, there are some specific things that you are going to need to do. One thing you may have to do depending on where you live is to have a smog check done. In these areas, you may have to show proof of your car passing the smog check in order to register it. If it doesn’t pass, you need to have the issue fixed. You also need to make sure you have insurance before you start driving the car. Read More»
Flood risk, location of the property, and the age and design of your property are among the primary factors that go into determining your flood insurance premiums. Fortunately, there is quite a bit you can do to ensure you pay a little less. Read on to find out.
Lower Your Property’s Flood Risk
There are several ways you can mitigate your property’s flood risk. First, elevating your home will significantly reduce your flood risk, and by extension, your flood risk insurance premiums. Read More»
When a water disaster strikes your home or business, you must act quickly to repair and restore it. Part of this restoration and repair process, however, involves making and collecting on claims that you make against an insurer.
To ensure that you get all of the money to which you are entitled, you need to document and evaluate the extent of the damages to your property. You can get help with that process by hiring an objective and professional water damage insurance adjuster to inspect the devastation for you. Read More»
The insurance industry has innovated different products over the last few years. Most of the innovations target improved value for money for insurance clients. One of these products is pay-by-mile coverage, which is different from motorcycle insurance. Below is an overview of this innovative coverage.
How It Works
With pay-by-mile insurance, the insurance company sets your rates depending on the number of miles you ride. A popular setup requires you to upload a picture of your odometer at the end of every month. Read More»
If you are a car owner, car insurance is vital. It helps in protecting you from liability and total loss if you get involved in a road accident. However, some car owners find it challenging to pay for insurance. This is because insurance rates are increasing yearly due to the significant rise in road accidents. As a result, most people are seeking ways of reducing insurance expenditure.
Here are four tips to help you reduce car insurance costs. Read More»
Having homeowners insurance is not just a privilege, it is typically a requirement. And this is not because it safeguards your residence and valuables against harm or robbery. Almost all mortgage firms want confirmation of insurance coverage for the total or reasonable property worth. These firms do not grant a loan or fund a residential properties deal if you don’t have it.
You don’t need to be a homeowner to get coverage; most property owners insist on their tenants having renter’s insurance. Read More»
