If you are aged 65 or older and are currently receiving Medicare, which is a government funded medical insurance plan, you probably are aware of the difficulties in getting all of your medical needs covered. Medicare is simply basic coverage, which means if you visit the doctor and have prescriptions that need to be routinely filled or if you are hospitalized, you will be required to pay a co-payment or perhaps even the full amount for prescriptions. Read More»
If you let your friend and they were in an accident that resulted in damage to your car, the steps you take will be different than if it was you driving. Below is more information about this so you can get your car repaired and back to normal again.
Your Friend’s Insurance Company
If your friend has car insurance, their insurance company should pay for all damages to your car. If you have deductibles set, however, you will have to pay these out of pocket before your car will be repaired. Read More»
If you are over the age of 65 and not working, it is likely that you are enrolled in Medicare insurance. Medicare is a wonderful way to manage your health insurance needs, though it does have some drawbacks. One thing that may annoy you as a beneficiary is the fact that Medicare and its components send out a lot of mail.
Medicare has several different types of mailers. Some flyers may be promotional material to remind people about open enrollment or general Medicare deadlines. Read More»
The sheer number of bills that many people have to pay on a monthly basis can make it difficult to keep above water. Mortgage or rent, food, lights, and other utilities combined with the occasional fun outing can be very expensive, not to mention protecting the financial assets you do have by keeping continuous insurance coverage on your car. Although many of your other bills are somewhat set in stone and you can’t do too much about their rate, find out how you can get your automobile insurance premium down to a more manageable level. Read More»
One factor that some people fail to consider when buying used cars is the cost of insuring the vehicles. Car insurance is one of those expenses that you know will be there for as long as you’re driving. Therefore, it’s an expense you’ll want to keep at a minimum.
Unfortunately, the idea of used cars doesn’t always go hand in hand with low premiums. Used cars are much less reliable, and some could hide serious faults. Read More»
If you’re putting a rig on the road, whether as a company or as an individual operator, it’s critical that you have commercial truck insurance coverage. While rates will vary significantly based on the nature of your business and how far from home you operate, you can expect a policy to start somewhere in the vicinity of $10,000 per vehicle. Given the high level of risk to property and life that an incident with a semi poses, you’ll also want to be very clear about what exactly your policy will cover. Read More»
If you have a driver’s license and don’t own a vehicle, you may think that you are free of the semi-annual premiums that car owners have to pay for insurance. However, there is actually a policy that you can buy that is specifically for people who don’t own a car. It can be beneficial to have in the following situations.
You Regularly Use Rental Cars
If you end up renting a car frequently because you travel, you may have been getting the insurance that you purchase through the car rental company. Read More»
If you are going to be working in another country, you might be really excited about seeing and experiencing different things. However, you might also be concerned about what could happen when you’re working in another country. For example, you could be concerned about the potential that you will get injured. Of course, workplace injuries can happen anywhere, but they can be particularly frightening if they happen while you’re far away from home. Read More»
Buying insurance coverage for a vacation home is a bit different from buying coverage for your primary residence. This is because the two types of homes have different risks or threats. In most cases, vacation homes cost slightly more to insure as compared to primary residences. However, the following tips should help you score reasonable rates for your vacation home.
Take Measures to Secure the Home
One of the top reasons vacation homes cost a lot to insure is because they are inherently insecure. Read More»
One thing you’ll need to have to get you to your destination is some transportation. The ideal way for most people to do so is by owning a car. Of course, there are numerous expenses associated with any vehicle. You’ll need to have auto insurance in place to protect you in the event of an accident. However, it’s likely you’ll want to do all you can to keep this expense down, and knowing specific tips to allow you to do so may be helpful. Read More»
