Home insurance is there to help you protect your house in the event of an emergency. While you may view several expensive and unexpected jobs as emergencies, they may not fall under your home insurance policy’s list of covered events. It is important to know what is and is not covered before you attempt to file a claim. Here are three things your home insurance does not cover and why. Read More»
Many people don’t have enough homeowner’s insurance, and it’s easy to understand why. In the busy time when you’re buying a home, it can be easy to miss details in your homeowner’s insurance policy, or even underestimate what kind of coverage you might need in your new home. And then when you’ve settled into your home, how often do you review the details of your home insurance policy? For many homeowners, the answer is, “ Read More»
Starting a business is complex and overwhelming all on its own, but then you have to think about finding the right insurance for it, which opens up a whole new door of complicated. There is so much to consider, from health coverage to liability to auto insurance. As you are figuring out what your small business needs to ensure it is covered in the event of a disaster, here are four things to keep in mind: Read More»
While you may hope that it never happens to you, it’s likely that you may be a victim of theft from your vehicle or burglary of your home. This is especially true if you live in a densely populated area such as a city or suburb of a major metropolitan area. However, you can take steps to prepare both for prevention of theft and dealing with its aftermath by being aware of possible vulnerabilities and removing temptations from prospective thieves. Read More»
Are you the owner of a small business? Are you thinking of expanding and hiring a few more employees? Expansion obviously comes with additional costs and overhead that must be figured in before you can properly decide whether or not expansion is possible at this time or if you must alter your plans at all. One cost that can be easy to forget is that of workers compensation. This may be something that you haven’t had to worry about before but that you’ll now have to deal with. Read More»