Rental Protections: What Renter's Insurance Is All About

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How to Find the Best Commercial Insurance Company for Your Business

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You may have purchased insurance for your home or even life insurance, but now you need to insure your business. While some insurance companies do cover a wide range of insurance policies, your existing insurance company might not handle commercial matters. It’s best to check with them and find out what kind of coverage they offer. If you need commercial insurance for your business, here are some tips on how to find the right company to suit your needs. Read More»

Understanding and Addressing the Consequences of Letting Your Car Insurance Coverage Lapse

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If you own a registered car, it is important for you to keep your insurance coverage current. Having a lapse in your insurance coverage can result in negative consequences. There are steps you can take to ensure you don’t have a lapse in coverage. Here’s a look at what to do. Pay Your Bills on Time First, you need to make sure that you pay your bills on time. By paying your bill on time, you should not lose your coverage. Read More»

3 Ways Your Deductible Amount Affects You On Your Auto Insurance Policy

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When you call an insurance company for an auto insurance quote, the agent will not give you a quote until you answer a series of questions. These questions tell the agent your risk level and other details about you, and the answers help the agent calculate the costs of your policy. One question you can expect the agent to ask is the amount you would like for your deductible. The amount you pick will affect your policy and budget. Read More»

What A Flood Damage Claims Adjuster Does

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Few disasters can leave your life upside down as quickly as a flood. In many cases, a flood damage insurance claims adjuster will show up to assess the situation. Regardless of your role, you’ll likely benefit from understanding who an adjuster is and what they will do. Who Is the Adjuster? Most adjusters are independent parties who’ve been contracted to provide assessments of claims. Some insurance companies pay for in-house adjusters, but many prefer to pay for services from third parties. Read More»

3 Riders To Add Onto Your Life Insurance Policy

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The basis of a life insurance policy is that it provides money to your loved ones in the event of your death. However, that is not all that a life insurance policy can do for you. With riders you add to your life insurance policy, your policy can provide you with additional benefits. Rider #1: Accelerated Death Rider The accelerated death rider is a popular one to add to your life insurance policy. Read More»