When something catastrophic happens that results in property damage, it may feel confusing to determine the steps needed to properly file an insurance claim. Many policyholders find the process to be complicated and overwhelming, especially when it comes to getting the maximum settlement. Fortunately, a public insurance adjuster can help. Unlike an adjuster who works directly for the insurance company, a public adjuster is responsible for working with and advocating for policyholders. Read More»
Life insurance is not a buy-it-and-forget-it type of purchase. Some individuals buy policies and do not realize that they need to routinely review their policies. This is not only to get additional coverage. Individuals who buy their first policies when they are young and single may not realize that changes in their life require reviewing their policies. The following points identify a few reasons to review them.
Policyholders need to routinely check their policies for beneficiary accuracy. Read More»
As an employer, you have a legal and moral obligation to provide a safe and healthy work environment for your employees. Despite your best efforts to minimize workplace accidents, injuries and illnesses can still occur. In such cases, workers’ compensation insurance provides crucial financial protection for both employees and employers.
What Is Workers’ Compensation Insurance?
Workers’ compensation insurance is a type of insurance that provides benefits to employees who are injured or become ill as a result of their job duties. Read More»
Owning a vehicle has numerous advantages, including making life easier for you and your family. However, there are many hazards associated with driving. For instance, breaking traffic rules comes with hefty fines. Additionally, you may incur huge financial losses if involved in a collision. Liability can also arise if you cause damage and injuries to other road users due to negligent behavior. That said, having insurance coverage can mitigate the consequences the crash may cause. Read More»
There’s no question that any business requires insurance to protect itself against legal liability. State laws also typically mandate commercial insurance, although specific requirements vary by state and industry. However, even without state regulations requiring your business to carry insurance, it’s rarely wise to go without it.
Still, liability insurance can often be a confusing space for new business owners. Which types of insurance do you need? How do they differ? Read More»
Whether you require auto insurance for your newly acquired car or need a renewal, it’s normal to want to save money on your premiums. Also, while auto insurance is one thing you must pay for, you wish never to use it. For these reasons, vehicle owners may want to find ways to reduce their insurance expenses. You should know that cutting corners with your automobile coverage often causes problems in the future. Read More»
Choosing the right auto insurance for your needs can feel like a complicated process. When you work with a car insurance agent, you will be able to talk to someone who has the experience you need when it comes to finding the perfect auto insurance. To find car insurance, you will want to know what the minimum coverage is for your state. Each state is a bit different, and the minimal coverage is usually not enough insurance to cover you in the event of a serious accident. Read More»
If you are on the hunt for homeowner’s insurance, there are many things to consider. First, you want a policy that has ample coverage for your needs. Second, the home insurance policy you choose also needs to have affordable premiums. Striking a balance between affordability and coverage may be more challenging than expected. Here are three tips to help you find suitable home insurance for your needs.
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When you are shopping for auto insurance coverage, it’s essential to distinguish facts from misconceptions. Auto insurance myths usually result from common knowledge assumptions, and the myths can cause a lot of confusion.
Here are the common auto insurance myths debunked.
Myth: Red Vehicles Are More Expensive to Insure
There is a notion that red and bright-colored vehicles are more expensive to insure. However, this is a misconception, as color does not affect auto insurance premiums. Read More»
If you’re purchasing your first vehicle or moving out of your parent’s insurance, you probably have questions about getting car insurance. First, auto insurance has a financial side that involves selecting the best coverage and deductible that suits your pocket. Additionally, you must understand what the cover will do for you to reap maximum benefits from it. To help you in the selection process, take a look at the following guiding tips. Read More»