3 Dangers of Living Without a Health Insurance Plan
Over the years, more Americans have signed up for health insurance plans. However, there are still a lot of people without a suitable insurance plan. The fact that most people rely on their employer for a plan means that a portion of the unemployed population is still uninsured.
When you are insured, you always have access to medical services when you need them. Here are the three biggest disasters that you might be courting by refusing to get quality health insurance.
1. You Risk Getting into Medical Debt
Life is unpredictable. You might be feeling completely healthy today, and the next day, you get diagnosed with a life-altering condition. Some health conditions are easy to deal with even when you are not insured. But others will drain every penny from your pockets. These include brain tumors, heart problems, major accidents that confine you to the hospital bed for months, and cancer, which might need a lot of money on chemotherapy.
If you don't have a medical plan, you might end up selling all of your assets to offset hospital bills and even incurring more debt in the process. Blue Cross Blue Shield medical insurance is an easy way to avoid such an eventuality.
2. You Risk Missing Out on Medical Treatment
Most hospitals ask to see proof of insurance before attending to you unless it is an emergency. If you don't have medical cover, they will not be willing to take you on as a patient. This means that your minor health condition could fester for months as you seek a medical institution that is willing to take you on without insurance. By the end of the process, the problem might become complicated and even lead to loss of life.
3. You Lose Peace of Mind in Your Old Age
There is nothing more unsettling than knowing that as you age and as your health deteriorates, you don't have medical insurance to cover your healthcare needs. Old age sometimes comes with chronic illnesses like diabetes, Alzheimer's, and Arthritis, which will need constant medical care.
The easiest way to avoid all these dangers is to commit to the insurance product you can afford. Options such as Blue Cross Blue Shield insurance can cover you for most of your medical needs and give you peace of mind. You can contact various local health insurance providers to learn more about affording medical costs.