A leak in your roof can be expensive to repair. By the time the roof is leaking, there is damage done to the outer layer of the roof, as well as inner layers of the roof such as the sheathing and decking. In addition to this all needing to be repaired or replaced, you also have to repair or replace anything that was damaged when water fell through your home, including insulation in your wall, and drywall on the walls or ceilings. Read More»
Home-based businesses are often the perfect solution for individuals who wish to be their own boss but simply are unable to, or uninterested in taking on the large overhead costs that are traditionally associated with owning your own business. Unfortunately, many home-based business owners make the mistake of simply assuming their standard homeowner’s insurance policy is enough to cover both their home and their business. This is not always the case. Read More»
If you are a senior citizen, you may be on a fixed income and unable to afford as many expenses now. One way to cut costs is to examine your auto insurance policy. You may be eligible for more discounts than you realize.
Here are a few ways you can get cheaper auto insurance as a senior citizen.
Purchase Safety Devices
If you are on a fixed income, the idea of spending money on safety devices for your car may seem unrealistic. Read More»
Purchasing your very first automobile is one of those life events that tend to stick with you. If you were to ask friends or acquaintances to recall the make and model of their first car, it’s highly likely they would be able to tell you without blinking an eye. The feelings of freedom you get from knowing you are now independently mobile and able to travel wherever you would like are second to none. Read More»
Car insurance will be one of the most important types of protection that you have. Without this protection, you could be in a situation where it is extremely hazardous for you to drive your car, as an accident could result in catastrophic financial damages. However, there is more to effectively protecting yourself while driving than simply buying a basic auto insurance policy.
Falling To Consider The Type Of Compensation Your Insurance May Provide Read More»
Over the years, more Americans have signed up for health insurance plans. However, there are still a lot of people without a suitable insurance plan. The fact that most people rely on their employer for a plan means that a portion of the unemployed population is still uninsured.
When you are insured, you always have access to medical services when you need them. Here are the three biggest disasters that you might be courting by refusing to get quality health insurance. Read More»
You may have purchased insurance for your home or even life insurance, but now you need to insure your business. While some insurance companies do cover a wide range of insurance policies, your existing insurance company might not handle commercial matters. It’s best to check with them and find out what kind of coverage they offer. If you need commercial insurance for your business, here are some tips on how to find the right company to suit your needs. Read More»
If you own a registered car, it is important for you to keep your insurance coverage current. Having a lapse in your insurance coverage can result in negative consequences. There are steps you can take to ensure you don’t have a lapse in coverage. Here’s a look at what to do.
Pay Your Bills on Time
First, you need to make sure that you pay your bills on time. By paying your bill on time, you should not lose your coverage. Read More»
When you call an insurance company for an auto insurance quote, the agent will not give you a quote until you answer a series of questions. These questions tell the agent your risk level and other details about you, and the answers help the agent calculate the costs of your policy. One question you can expect the agent to ask is the amount you would like for your deductible. The amount you pick will affect your policy and budget. Read More»
Few disasters can leave your life upside down as quickly as a flood. In many cases, a flood damage insurance claims adjuster will show up to assess the situation. Regardless of your role, you’ll likely benefit from understanding who an adjuster is and what they will do.
Who Is the Adjuster?
Most adjusters are independent parties who’ve been contracted to provide assessments of claims. Some insurance companies pay for in-house adjusters, but many prefer to pay for services from third parties. Read More»